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Maryland Long Term Care Insurance

Do I really need Long Term Care Insurance?


The possibility of needing long-term care at some point in life is more likely than having a car accident or a house fire. Yet people are less inclined to plan for long-term care than to get auto or homeowners insurance.

Did you know that 70% of people over 65 will need long term care? If you are one of the 70%, how will you pay for this? Do you think Medicare will pay? Or will you have to use your retirement savings or home? Will you have to depend on your family for care? Will they be able to quit their jobs to care for you? These are all tough but realistic questions.

Randolph - Hamilton Insurance Associates is here to help keep your family protected from the devastating costs of long term care. We have provided guidance on Long Term Care planning issues for over 21 years to thousands of clients and would like the opportunity to share this vital information with you. Our agents are committed to educating consumers about the importance of planning ahead for possible long term care needs. Below is a short 2 minute video geared towards sparking your interest in learning about long term care insurance and the advantages of buying it at a younger age. Please take the time to watch. Better to be too early than 5 minutes too late.


The Time to Plan is Now

Planning for future long term care expenses is an easy thing to put off, but unless you have substantial assets set aside and protected from market fluctuations, you may need to start thinking about how you will handle potential long term care costs.


Click on link to get a free Shoppers Guide to Long Term Care Insurance - NAIC SHOPPER'S GUIDE

Click on the link for current Long Term Care Facts and Statistics from the American Association for Long Term Care Insurance -

Compare the Cost of Care for Long Term Care across the United States at -