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Maryland Long Term Care Insurance

Home is where the heart is so when the need for long term care of a family member arises, you and your family should have the options for the best possible care either in your home or a local facility of your choice. Randolph-Hamilton Insurance Associates can help guide you through the process of choosing an appropriate long term care insurance plan that fits your budget and provides the best coverage available from top rated companies. We are here to assist with initiating claims and to provide our clients with the resources they need when care is needed either in the home or a facility.

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Maryland Life Insurance

Life Insurance is a great way to pass on guaranteed funds to your beneficiaries in case something happens to you. It's all about protecting your family from financial risk, leaving a legacy and helping them in the future. If you are in search of either term or permanent life insurance or the linked benefits Life & Long Term Care combination plans, Randolph-Hamilton Insurance Associates will do our best to shop all carries to offer the best, most affordable policies available and explain the differences.


Life Happens is a non-profit organization dedicated to educating consumers about life insurance. Click the link below to Calculate Your Needs for life insurance or call Randolph - Hamilton Insurance Associates and we can help to assess your situation and offer suggestions.

Calculate Your Needs for Life Insurance

 

 


Annuities are insurance products designed to meet long-term needs for retirement income and should be discussed with your financial professional, CPA, attorney or qualified licensed agent before purchase to be sure they fit your individual financial situation. Early withdrawals may include surrender charges and may impact annuity cash values and death benefits. An additional 10% IRS penalty may apply to withdrawals prior to age 59 1/2. An index annuity may include, but is not limited to, asset fees, participation rates, caps and surrender charges. Guarantees are based on the claims paying ability of the issuing insurance company.

Retirement Explorer ™ is a software program that is designed to help agents review the effectiveness and potential success of their client's retirement strategy. Retirement Explorer ™ is not a comprehensive financial plan, nor is it a comprehensive overview of a client's portfolio holdings.